About Us

Meet the Founder

KeyPersonInsurance.com was founded by Michael E. Gray, Jr., an independent insurance agent with extensive experience in business and risk management.

Michael understands the critical decisions business owners face and is dedicated to helping them protect their most valuable assets through key person insurance. His vision for KeyPersonInsurance.com has always been to provide comprehensive, reliable information that empowers businesses to make well-informed choices about risk management and insurance.

Supporting Michael in this mission is his wife, Susan Gray, who shares his commitment to building a trusted resource for business owners nationwide. Together, they work to ensure that KeyPersonInsurance.com remains a go-to guide for companies seeking the best protection strategies tailored to their unique needs.

Serving Thousands Nationwide

We currently serve over 5,000 clients with billions of dollars of insurance in force. 

Our proprietary database provides custom quotes from over 100 of the nation’s top key person insurance providers, updated 3-4 times weekly to ensure accuracy and the best options available.

We understand that every case is unique. We are seasoned and ready to assist you.

Licensed in All 50 States

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Key Person Insurance Advantage​

Empowering businesses with tailored, results-driven key person life insurance solutions.

Founded in 2004 in Pensacola, Florida

MEG Financial, Inc., based in Pensacola, Florida, provides life and disability insurance consulting across all 50 states.

Representing over 80 top-rated insurers, we specialize in term and universal life, disability income, business succession, key person insurance, and estate planning.

Since 2000, we’ve helped thousands secure over $3 billion in life insurance, building lasting client relationships and delivering tailored, cost-effective solutions that prioritize results. MEG Financial also operates specialized sites for key person insurance and affordable coverage for those with medical conditions.

Our Credentials and Industry Affiliations

Member of the National Association of Insurance and Financial Advisors

Michael E. Gray, Jr,. is a member of the National Association of Insurance and Financial Advisors (NAIFA), the top association for dedicated life insurance and disability insurance producers of all sizes. He attends local meetings at the Pensacola, FL chapter and has been a guest speaker on several occasions. To find our more, see NAIFA’s website.

Member Million Dollar Round Table (MDRT)

Michael’s exceptional product knowledge and client service have earned him membership in the Million Dollar Round Table (MDRT), an achievement reserved for the top life insurance and financial service professionals worldwide. MDRT, an international association with over 32,000 members from 77 nations, represents the highest standards of product knowledge, ethical conduct, and client service in the industry. Membership is recognized globally as a mark of excellence and leadership.

See the MDRT Code of Ethics.

Member of Dun & Bradstreet

As a Dun & Bradstreet (D&B) member #018943055, MEG Financial upholds strong business credibility and financial integrity—key qualities for clients in the key person insurance industry. D&B’s verification of our financial health assures clients of our stability and commitment to responsible risk management. This affiliation further enhances our partnerships with top insurers, allowing us to deliver reliable, trusted solutions tailored to our clients’ needs.

Ready to Secure Your Business's Future?

Protecting your business against unexpected risks is one of the most important steps you can take as an owner.


At KeyPersonInsurance.com, we combine deep industry expertise with a commitment to personalized service, ensuring you get the best guidance and options available. Whether you have questions, need a custom quote, or want to discuss the right policy for your business, we’re here to help.


Contact us to connect with our team and take the next step toward securing your business’s future. We look forward to assisting you!

Trusted By 5,000+ Businesses Nationwide

Don’t Leave Your Business at Risk

Key person insurance protects the most valuable assets of your business—its people. Secure your business’s future with tailored solutions designed for your needs.