Key Person Insurance Blog
Explore in-depth resources on key person life and disability insurance, carefully researched and fact-checked by industry experts.

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Executive Compensation Plans Using Life Insurance
Are you taking advantage of the strategies available to reward your key employees and executives? Have you considered the thought

What a Key Man Insurance Policy Doesn’t Cover: Key Parts Explained
When businesses rely heavily on certain individuals, protecting the financial wellbeing of the company becomes crucial. This is where key

Deferred Compensation Plans
Smart companies realize the significance of providing competitive compensation packages to their executives and key employees. In fact, studies show

How Is a Collateral Assignment Used in a Life Insurance Contract?
Life insurance can serve as a reliable safety net for loved ones. But it also has other uses, such as

What Is A Cross-Purchase Buy-Sell Agreement?
A cross-purchase buy-sell agreement allows each business partner or shareholder to purchase the interest of partner if one of several

What Is a Collateral Assignment? How It Works
A collateral assignment can sometimes be confusing, but it’s a helpful tool for securing loans. At its core, it involves

Key Man Insurance Taxation – How to Avoid it
Pay close attention to any key employee insurance policies before purchasing to make sure death benefits are NOT taxable. Click

Collateral Assignment of Life Insurance: Unlocking Its Benefits
Life insurance can offer more than just financial protection for beneficiaries, it can also be used as a tool for

Business Overhead Expense Insurance
Business Overhead Expense (BOE) Insurance is designed to reimburse the company for certain business expenses should the business owner become

Disability Income Insurance – Is Your Financial Plan Complete?
We offer a wide range of insurance plans to protect your business. Contact us today to learn more about disability

What Is Disability Buy-Out Insurance and Why Would You Want It?
Prudent business owners know the importance of thorough business planning and the impact that the death or disability of a

Key Person Disability Insurance – A Comprehensive Guide
Imagine if your top salesperson, lead project manager, or primary technician were suddenly unable to work for an extended period.

A List of Key Man Life Insurance Alternatives
In addition to life and disability insurance, companies have several options available to cover the costs of replacing a key

Disability Income Insurance Alternatives
While individual disability income insurance is the most sensible way to protect your ability to earn an income, there are

Disability Insurance Funding for Buy Sell Agreements
Intelligently planned business buy/sell agreements cover the contingencies of voluntary withdrawal, death or the disablement of a business owner. In

Business Succession Planning: A Step by Step Guide
Just like the “cycles” of life, every business must go through “cycles” and face different challenges as it grows and