Businesses often face challenges when a key person leaves unexpectedly. A top executive or critical employee can be crucial to operations and success, making their
Business continuation planning, also called business succession planning, is the comprehensive process of identifying all potential threats to the long term viability of an organization
A stock redemption or entity buy-sell agreement is a binding agreement that is implemented by the owner’s of a business to facilitate the orderly transition
A wait-and-see buy-sell agreement is a hybrid agreement implemented by the owners of a business to facilitate the orderly transition of a business interest in
Similar to non qualified deferred compensation plans, a salary continuation plan is designed to provide supplemental future benefits to selected key executives. These are often
Business owners make lots of common mistakes when buying key man insurance, but usually only because they missed a simple little item throughout the extensive
Key employee insurance is usually purchased on one or more key people in a business to protect the business from the economic loss associated with
When considering key person insurance, the first step for any business is to determine the company’s reason for buying the policy. Once the actual purpose
While individual disability income insurance is the most sensible way to protect your ability to earn an income, there are alternatives such as social security
Just like the “cycles” of life, every business must go through “cycles” and face different challenges as it grows and matures. For established companies, business
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