See what our 5,000+ active clients have to say about us

88% 89% 90% 91% 92% 93% 94% 95% 96% 97% 98% 99% of people rate us 5 out of 5

Stories like these are what drive us

We know Key Person insurance inside and out. As your trusted partner, we simplify the process and provide tailored solutions—no pushy sales, just expert guidance to protect your business.

"At age 69 with very little options, Michael Gray had the experience and honesty I was looking for"
Michael Gray was able to guide me through the process of extending a term life policy after the expiration. The insurance premium jumped from $43 a month to $640 a month at the expiration date. Michael contacted the insurance company and after hours of being put on hold etc he was able to get an extension, at a lower amount, $100K with a lower premium of $262 month, without being required to take a physical exam, age 69, which I would not have passed due to some recent health issues. Wish I had contacted you to take care of my life insurance needs 40 yrs ago. Thanks again Michael!

– Steve Hula
"Very Good Experience - Would Recommend"
I found working with Michael Gray and his team to be superb. We were coordinating getting 4 key-man life insurance policies and Michael and Susan kept us informed every step of the way. They made the process as painless as possible and we were pleased with how quickly our policies were put in force. Just professional and effective, from start to finish.

– Nora Ryan
"Honest, Customer First Priority, 5 Star Life Insurance Agent"
Michael took over our life insurance policies several years ago. We've had multiple conversations with him on what we might change and when. During our most recent call, I thought it might be time to adjust the policy however he felt very strongly that we should keep the current policy for another 2-3 years and review at that time. I mention this as he likely would have made more money on us had he recommended an adjustment be made. I appreciate him playing the long game with us and it shows he has our best interests as a priority.

– Jeff Reichert
"I am beyond impressed"
I am beyond impressed! They said they could complete a key-person policy in just two weeks (everyone else was 2+ months). They had it completed in less than the estimated two weeks. The policy also cost slightly less than others had quoted. It was a much better experience than any insurance experience I've had previously.

– Nate
"Above and beyond"
Michael and Suan Gray went far and beyond to get us the range that we needed. They found us the life insurance policy that was suitable for us. This company showed us impeccable customer service. His staff and Susan went far and beyond to get us the best results and coverage that we needed. I recommend this company to anyone who’s looking for trustworthy people to work in your best interest.

Rodney Gaines
"Michael is knowledgeable, friendly, and honest!"
Michael and his team are great! They are upfront, honest, set realistic expectations, and are so incredibly knowledgeable. Michael is friendly and knows the industry inside and out. He has a lot of connections and knows what policies are the best for your specific needs. I highly recommend him to anyone looking to get a life insurance policy for any amount!

– Ashley
"Excellent Company!!!"
We were required to get insurance for our commercial loan that we were obtaining. This team of people starting with Michael Gray with his professionalism, his quick responses to us and handling the transaction with such a level of thoroughness. It has been such a pleasure to work with him and all of the staff, who have handled the transaction quickly, explaining things along the way. Hats off and a big "thank you" to Susan Gray, and Kari Parker!

– Melinda Allen
"Knowledgeable and efficient"
Knowledgeable and efficient! Michael and his team are absolutely wonderful to work with. They took the time to put together the best policies for my business partner and I, and was thorough and efficient in the process. I highly suggest working with Michael Gray and his team.

– Ozzy Garner
"An Insurance Broker who really cares about his clients"
When I contacted Meg Financial for Life Insurance for me and my wife I thought I was buying only Life Insurance. I later learned I received an insurance broker who really cares about his clients. I constantly receives e-mails and phone calls from Meg Financial on updates, and basically how me and my family are doing. I never had an agent before that was so involved with the well being of there clients.

– Jack Levy
"Made the impossible possible"
I am 52 years old with high blood pressure, hemochromatosis, and type-2 diabetes. Every application I had rejected me, and I was being poked like a laboratory rat! I called Mr. Gray, he listened to my situation... And he fought for me like a tiger with those heartless underwriters!!! As of today, I have an amazing policy and coverage!!

– Alvin Estevez
"Very dilligent"
very diligent in securing a Key Man policy when other firms seem somewhat lax in pursuing and poor at follow up. Kari, was a true professional in her frequent updates and to let me know where we were in the process and in the underwriting. Michael, said they'd get it done and he meant it!! I think the key initially is to pursue only the insurance product and term that fits your individual situation which may not be as profitable to the insurance brokerages. Michael listens and does what's best for the client when other firms don't and even though it is not as profitable for their business.

– Chuck McCosh
"Fantastic service"
I dealt with Michael Gray. And he was absolutely fantastic! He handled my issue immediately and went above and beyond to not only make it easier for me but to save me time. I wish more companies I have to deal with on a regular basis could be half as efficient as my experience with Michael today.

– Kelly David
"Best possible outcome"
I described what I needed, and Michael and his team handled it all… screened carriers, help with applications, followed up with info for underwriters. A full turn key solution to my insurance needs

– Michael Worthy
"Great experience for 10+ years"
Mr Gray has worked with me over the past ten years to provide me with the most current insurance available at a low cost. He was always professional and courteous. I would highly recommend him for anyone's insurance needs. Not only that, but he is an all-around good guy also.

– Al Spann
"Great customer service"
Efficiency! Great customer service and willingness to help their customers is what makes them the best in their field. I was dealing with other Insurance Companies for Months trying to get some Insurances and was always a nightmare, between not hearing back from them to bad customer service. Michael Grey and his team did Amazing! Highly Recommended!

– Mr. Dimitri Lopez
"Phenomenal"
Michael and his team was phenomenal. Not only did he share various products that could fit my needs. His knowledge in the industry allowed him to specifically speak to my needs and offer me a strategy w that ensured the success of my business. Thanks Mike!

– Aaron Wade
"Integrity and Expertise"
I recently had the pleasure of working with Michael Gray of MEG Financial. I was shopping for a life insurance policy to satisfy bank requirements for an SBA loan. Michael helped me navigate the process with skill and expertise. He went above and beyond to help me find coverage to help me meet my closing deadline. Michael was very available - working diligently through holidays and weekends. He displayed great integrity and genuine concern for my needs. I would recommend Michael Gray and MEG financial to anyone looking for life insurance.

– Jeromey Lockwood
"Smooth and Convenient"
The process was smooth and easy. The rates were better than I expected and I was able to do everything from my office without any inconveniences. I will be working this them to switch over my personal lines of insurance as well in the near future since the process was so easy!

– Robert Callaghan

Join Thousands of Business Owners Who Trust KeyPersonInsurance.com

Since 2004, we’ve been a trusted partner to businesses nationwide, providing clarity and confidence in navigating key person insurance solutions.

Whether you’re exploring options for the first time or finalizing the perfect policy, our expertise, independent advantage, and commitment to delivering value ensure you’ll make informed decisions with ease.

Ready to secure your business’s future?

trusted by 5,000+ clients

Compare No Category Rates

See rates and benefits tailored to your business needs.

Trusted By 5,000+ Businesses Nationwide

Don’t Leave Your Business at Risk

Key person insurance protects the most valuable assets of your business—its people. Secure your business’s future with tailored solutions designed for your needs.